Pay Dirt Cake is a fun and indulgent dessert that is perfect for parties and special occasions. This no-bake cake features layers of chocolate pudding, crushed chocolate cookies, and gummy worms, all topped with whipped cream and more cookie crumbs. The result is a rich and creamy dessert that resembles a dirt pile, hence the name. Serve it in individual cups or in a large trifle dish for a crowd-pleasing treat.