Ham & Cheese Bagels are a delicious and satisfying breakfast or lunch option. These bagels are filled with layers of thinly sliced ham and melted cheese, creating a savory and flavorful combination. The bagels are toasted to perfection, giving them a crispy exterior and a soft, chewy interior. This recipe is easy to make and can be customized with your favorite type of cheese and condiments. Enjoy these Ham & Cheese Bagels as a quick and tasty meal on the go!